For eligible borrowers working in the nonprofit or public service sector, the Public Service Loan Forgiveness (PSLF) program can lead to substantial federal student loan forgiveness after ten years of qualifying payments.
Student loan repayment can feel overwhelming, especially as programs change and deadlines approach. Whether you are enrolled in the SAVE plan, behind on payments, or facing loan default, the most important thing to understand is that inaction will make your situation worse.
There are clear steps you can take today to protect your financial health and regain control of your loans.
In Long Beach, education has always been more than a personal milestone; it’s a shared investment in the city’s future. Every new degree, every skill earned, and every dream realized contributes to the collective strength of the community. When residents can pursue flexible, affordable pathways to higher education, the ripple effects are felt across neighborhoods, workplaces, and generations.
Financial literacy shapes the choices students make before, during and after their higher education journey. When students have the knowledge and support to make informed financial decisions, they are more likely to stay on track academically, avoid unnecessary debt and graduate with confidence in managing repayment.
While loans are a valuable tool for accessing higher education, it’s essential to understand how they work—particularly the difference between subsidized and unsubsidized loans.
